Effective Date: December 3, 2025
These are the rules for using Dull's website and joining our waitlist. Read them. They're short.
This is a waitlist for an app that doesn't exist yet. You're signing up to be notified when (or if) we launch. That's it.
There's no account. No service. Just a landing page where you can give us your email.
By signing up, you agree to:
Let's be honest:
This is a startup. Stuff changes. We'll do our best, but we can't guarantee anything.
Not Investment Advice: Nothing on this website is investment advice. We're not your financial advisor. Don't make investment decisions based on our marketing copy.
You Can Lose Money: When Dull launches, it will help you buy stocks. Stocks go down. You could lose everything. That's how markets work.
Securities Through Alpaca: Dull partners with Alpaca Securities LLC (Member FINRA/SIPC). They're the actual broker. We're just a button.
Not Endorsed by Vanguard: We trade Vanguard ETFs (VTI, VXUS), but Vanguard doesn't endorse us. They probably don't know we exist.
Don't do anything illegal or stupid:
We'll:
We won't:
We can remove you from the waitlist anytime for any reason (like if you're spamming). You can leave anytime by emailing hello@dull.money.
When you leave (or we kick you out), we delete your email. Done.
Everything on this website (design, copy, code) belongs to us. Don't copy it. Don't scrape it. Don't steal our minimalist black-and-white aesthetic.
Our name and logo are trademarks. Please don't use them without permission.
If something goes wrong (data breach, website crash, existential crisis), our liability is limited to the amount you paid us. Which is zero. So... zero liability.
We're not liable for:
If you do something dumb (like hacking us or claiming we gave you investment advice) and we get sued, you agree to cover our legal costs. Don't make us hire lawyers.
These terms are governed by the laws of the State of Washington, USA, without regard to conflict of law principles. If we end up in court (please don't), it'll be in Washington.
If we have a dispute, let's try to work it out like adults. If that fails, we'll use binding arbitration instead of court (it's faster and cheaper for everyone).
We can update these terms anytime. If we make big changes, we'll email you. If you keep using the website after changes, you're agreeing to the new terms.
When the app actually launches, these terms will expand to cover the actual service (brokerage accounts, trading, all that fun stuff).
These terms, plus our Privacy Policy, are the whole agreement. There's no secret handshake deal. This is it.
If one part of these terms is unenforceable, the rest still applies. Don't worry about it.
Questions? Issues? Want off the waitlist?
We're based in Washington State. We actually read our emails.